Hi, how are you? I am the new guy so I appreciate all the help I can get. I’m 38 years young but people say I look much younger than my actual age. I have three brothers who I’m very close to. Presently, I am working towards my dreams of being debt free and completely independent. I am pretty outgoing and love working with other people. I’m still fairly new here but please feel free to ask me any questions and I will be happy to help.